Germantown Community Library
1925 Exeter Rd, Germantown, TN, 38138
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Wonderful oasis in the middle of Germantown. Their cookbook selection is worth noting. I like the ease of self-checkout and the level of quiet they are able to maintain in a use environment. They have a lot ofd community programming too.”
— B. Hall
“One of my favorite libraries in Memphis.Huge selection of books.Library is quiet and neat.The staff is friendly too.”
— Navya G
“Love this library. They also love kids and act like they expect kids to act like kids. Some of their programs get a little crazy, but nothing out of line. Instead of focusing on teaching kids how to be quiet in the library, they focus on teaching kids to move the library. They still remind kids to be quiet, but I'm glad that's not their main goal like at some other libraries I've been to”
— Raquel Osborne
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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