The McDonough Funeral Home
14 Highland St, Lowell, MA, 01852
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I am glad we chose McDonough to handle our father Alex’s service. They are well organized and detail oriented. All went smoothly. Thank you for a memorable send off for our father.”
— vee k
“This funeral home is the best of the best homes..profesional.organized,people staff ,very cain.special.experience.pacience.eapiritual. Thank you god . ,and bless this funeral home, for all excellent service .that they did with my parents and my nice ...God is fear and beutifull when you have share a funeral service with MCDONOUGH.”
— Luis Villa
“Joanna, was a great pleasure to work with. Her efficiency was top notch and I was left feeling comfortable knowing that we entrusted her with our arrangements. I spoke with Joe over the phone and he was pleasant and humble, as well. Thank you for everything ❤️”
— JEFF GIBBS
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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