Thurston Rowe Funeral Home
283 Torrington Rd, Litchfield, CT, 06759
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I cannot say enough good things about this funeral home. Jeff and Melissa are the absolute best!!! I stopped by unannounced the day my father passed. They were on their way out, but stayed and welcomed me in. They sat with me for over an hour, helped me with all of my questions. The kindest, most genuine sympathetic people I could have met, during this very hard time. They walked me through the process step by step. Returned both my calls, and emails immediately. The service was beautifully done. Thank you so much Jeff and Melissa! I will forever be grateful!”
— Carrie Burnette
“Jeff and Tom were absolutely amazing. They came to our home in the dead of night to attend to my father’s body. Jeff allowed me to be a part in every aspect of their work. At that point it was the most comforting thing anyone could offer, and I cannot overstate the professionalism and respect that the they showed. The funeral itself was incredibly well done and the staff could not have been kinder and attended to our every need. The death of a loved one is inherently awful, but we never had to worry about any small details.”
— Zach Gavell
“Jeffrey and Melissa and the staff were absolutely wonderful, very professional, caring, and attention to every detail .They assisted me with all the arrangements for my aunt while I was out of state and everything was perfect. Just what anyone would need and more in our time of need. Would highly recommend them.”
— Lynda Turow
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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