Heritage Funeral Home And Cremation Services
4800 S Minnesota Ave, Sioux Falls, SD, 57108
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Dakota
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Cheyloe provided an absolutely beautiful experience with the funeral and burial of my father-in-law. She made us feel cared for and supported throughout the entire journey. We faced significant and time-consuming challenges with his life insurance, and Cheyloe was incredibly patient, compassionate, and helpful every step of the way. Her kindness and professionalism meant so much to our family during such a difficult time. Highly recommended”
— Alicia Hagstrom
“I cannot say enough good things about Heritage Funeral Home. The receptionist was terrific, answering all my questions (prices etc). I worked with Darrin and to say he went above and beyond would be an understatement. At a time when my mind was in a whirlwind, they took care of absolutely everything. Their price was in between all the others I called, and am so happy I listened to my gut and not called the cheaper one, as something didn't seem quite right about it, and I have a feeling it would have been a nightmare.”
— Toni Brown
“Making funeral arrangements while racing to catch a flight should be an absolute nightmare. But it wasn't, and that is 100% due to the level of calming reassurance Cheyloe offered on the other end of the phone. My mother's funeral wishes were to have a green burial- a return to the earth. I arrived at Heritage, jet-lagged, distraught, and clueless having never planned a funeral. Darin's gentle guidance through the details gave me the peace and confidence that everything would be taken care of. On the day of the ceremony, Cheyloe's continued compassion and poise gave me the strength to let go of the details, breathe, and honor my mother fully in the moment. Kristen took the time to learn about who my mother was, what she valued, and gave a beautiful final committal at the cemetery. Even if you've planned a dozen funerals, this is the team to work with. Thank you all so much for your kindness and care.”
— lacy larson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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