Iliff-Ruggiero Funeral Home
156 Main St, Newton, NJ, 07860
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Dom and his team made funeral planning easy. They have a gorgeous funeral home and took care of our family during a difficult time. They were super responsive and handled everything extremely professionally. I highly recommend them for your funeral needs.”
— Monica Garlinska
“Iliff-Ruggiero Funeral Home: A True Gift in Our Darkest Hour During one of the most heartbreaking times of our lives, the passing of our beloved mother on April 11, 2025, we were fortunate enough to find Dominic and his beautiful family at Iliff-Ruggiero Funeral Home in Newton, NJ. We did not know Dominic before this experience, but from the very first call, it felt as though we were speaking to someone who already knew and cared for us. He wasn’t just another funeral director, he was a compassionate soul who treated us like family from the first moment to the last. After searching through countless funeral homes, overwhelmed by high prices and cold, business-like interactions, Dominic was a blessing beyond words. Not only was he one of the most reasonably priced, relieving an enormous burden from our shoulders, but he also carried our pain with us. There was no rush, no pressure, only understanding, patience, and dignity. Dominic, alongside his son and their family members, handled every step personally. They were by our side through every detail, staying in touch, honoring every wish we had, and making us feel like our mother was their own loved one. This was not a transaction to them; it was a mission of love and humanity. In a time where grief can make you feel so alone, Dominic and his family reminded us that compassion still exists. The funeral service on April 16, 2025, was nothing short of perfect. It was seamless, reverent, peaceful, and full of the love and grace our mother deserved. Thanks to Dominic and his family, what could have been an unbearable burden became a healing and meaningful farewell. If you are lost in grief and looking for a funeral home that will walk with you, not in front of you, not behind you, but with you, look no further than Iliff-Ruggiero Funeral Home. Dominic and his family will treat you and your loved one with the highest dignity, honesty, and warmth. We are forever grateful that, at a time when the world felt so heavy, we found a family that helped carry the weight. Thank you, Dominic and family, from the depths of our hearts. Veronica Ovalles-Taveras”
— Veronica Ovalles-Taveras
“Lou and his team were absolutely incredible during a very difficult time in our lives when our father passed away Lou’s Compassion, understanding, caring, empathy, and sympathy was just incredible to say the least. If there was ever a man who was a taskmaster at his job, it’s definitely Lou and his team. simply cannot say enough about his professionalism and his knowledge. Definitely made a very difficult time. A little easier for us would highly recommend his services to anyone.”
— John Reinbott
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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