Harper-Morris Memorial Chapel
2276 Airport Blvd, Pensacola, FL, 32504
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My daughter had just passed. There was conflict with family members due to a nasty domestic abuse marriage. Tanner was my angel. The issues about ashes, viewing times, etc. He created solutions to the obstacles that were causing me pain. he arranged two separate viewing times, spoke several times with both parties to create peace for me. He had his staff come early so I could catch my plane. He made me feel at ease and I knew he had my back. As a mother you have no rights. Tanner has found his calling. Truly a man of God. I can’t thank him enough. I send my love and thanks to my angel. 💖💖”
— Billy Pannell
“Harper Morris was such a pleasure. Tanner went above and beyond to take care of our loved one, and kept us informed through the entire process. We chose cremation, and Randy the crematory operator handled our nephew with such care. I can’t say how thankful we are for their services. Beautiful funeral home and wonderful people. They make you feel like family the second you walk through the door. Thank you Harper Morris for everything!❤️”
— Matthew Kelley
“Harper-Morris Memorial Chapel is the epitome of professionalism and efficiency. Their kindness shown through in every aspect of the funeral process. Family owned and operated speaks volumes regarding the care our loved one and family received. Tanner Morris and his team are the very best! Trust in them!”
— Meredith D
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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