Warren F Toler Funeral Home
99 Cedar Grove Rd, Irvine, KY, 40336
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“It's locally owned, and we had a real good experience here. Really like their service. Very loving family. They really know how to operate a Funeral Home. I would recommend this place to anyone.”
— Grill Man
“During the most disheartening time of my life, this funeral home came through for me. Another out-of-state funeral home was badgering me when my heart and health was at its weakest, and Mr Toler stepped in as a champion on my behalf. The best part, he knew little or nothing about me, and we've only been here 5 years. I am convinced that Our Lord used him in my life, and will never forget it. Truly appreciate you and your family.”
— Charlene Meeks
“Th is place is very unprofessional. They were very rude and very uncaring with my family. They lied to us repeatedly about things and we're very rude. The lady that answered the phone could not have cared less and wanted to lie to me about when things were delivered when I had proof of when it was delivered to them. Things were not done as they were supposed to be and the experience was very disheartening. I nor my family will choose another service in the future. Hopefully no one else ever has such a terrible experience.”
— Barbara Cooper
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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