Smith Funeral Home
455 N Broad St, Elizabeth, NJ, 07208
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“I want to give a round of applause to the staff at Smith's Funeral Home. I had to use their services for 2 people in the span of 8 months, back to back. Everyone treated me like they cared and had sympathy for me. Everyone from the director, to the assistant, to the one that makes the funeral programs, to the one that does the eulogy, was on point with making sure that everything ran smoothly. Shann is a wonderful addition to their team. She has excellent customer service. I don't usually write reviews, but I would recommend their services.”
— J Sweet Things
“So grateful to the staff of Smith Funeral Home for helping to make our vision for my father’s homegoing service go so well! Special kudos to Shan, Shane, Tia, Dale, and Elijah for being on deck and making my father look so amazing! Much love to you all and many blessings! Thank you!”
— Richard Massey
“If and when a funeral home is needed. I definitely would recommend Smith Funeral Home in Elizabeth, NJ. I recently attended my uncle's funeral at Smith Funeral Home. They were so understanding and any obstacles that arose in the preparation for the service they handled it and took control of it quickly. They are so compassionate in knowing how much it hurts to lose a loved one and they make the preparations as easy as possible. Shawn and Ms. Myra of Smith's were so attentive to every need that our family had. They also provided their worship singer and musician and they sang and played so beautifully. They filled the atmosphere with praise to comfort the family. Such beautiful people at Smith Funeral Home may God bless them always!”
— Celine T
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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