La Rosa De Guadalupe
1405 Summit Ave, Union City, NJ, 07087
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I highly recommend this place! They were so helpful with my mom’s flowers and balloons and made everything absolutely beautiful. They really took the time to make sure everything was perfect. They also did arrangements for my dad’s funeral, and everything was handled with so much care and professionalism during such a difficult time for my family. They are truly the best. I highly, highly recommend them!”
— Jessy Villatoro
“I hated this place I went there twice and they said they opened at one time I can't remember if it was at 9 or 10. The thing is that I got there and waited for an hour and still close. Twice. And the phone number they have they never picked up in the phone.”
— Marisol Carrera
“Excellent service, they help you with everything you need! The flowers are beautiful and stay fresh for a very long time. 100% recommended!”
— Yosari Castro
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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