Baca's Funeral Chapels
811 S Gold Ave, Deming, NM, 88030
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Mexico
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They really helped us out with the passing of my grandmother. They were very caring and had is all nice for her. Shout out to Philip Baca for making all this possible. Thank you”
— Sebastian Martinez
“My beautiful Mother passed away in September and Philip Baca helped me and my Father get through this very difficult time. We met with Philip and he walked us through everything with grace, compassion, and professionalism. He is so knowledgeable and made us feel at ease. I knew my Mother was in good hands. Philip provided us with all of the necessary paperwork and he educated me on everything I needed to know. He helped me prepare the obituary and basically led me through the entire process. I highly recommend Baca and am eternally grateful for Philip’s help.”
— Tanya Rivera
“Very sincere when taking care of people.”
— Kenny Garcia
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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