Ballard & Sons Funeral Home & Crematory
118 S 5th St, Middletown, IN, 47356
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“My family has used Ballard and Sons for many years as we all grew up in Middletown and knew the owners. After we moved we still use their services. Tyler was very professional and helpful during a recent death in our family. For someone so special to have passed, it was great to have someone so caring, helpful, and dedicated to helping our family through this horrible time.”
— paige smith
“Ballard's was so caring and personable. Walked us through everything we needed to make my mother's services so beautiful. Ryan took such good care of us. It's hard to find such caring people in our world these days and he went way above and beyond. Thank you so very much, it was greatly appreciated!! Couldn't of had a better service!!”
— Kim Komosinski
“Ballard & Sons has been there for me numerous times in my life. I couldn't ask for better care, advice, or even grace. No other places have done, or cared, as much as they have for me. I called around to many other places and they dont even begin to compare to Ballard. There's no way I could ever thank or repay them well enough for their help during my times of need.”
— Brandy Fritz
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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