Horan & McConaty Funeral Service and Cremation
9998 Grant St, Thornton, CO, 80229
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Colorado
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“H&M did a great job with my mother's funeral, and the chapel in the Thornton location was perfect for the service. My family's approach was probably a little non-standard in a few areas and H&M accommodated us seamlessly. I really appreciated Michael's communication style. Good people.”
— Bryan C
“They always provide exceptional service, professionalism, care and understanding during difficult times. My extended family has used them for many years now (generations even) and unfortunately the time came to use them personally for my father. The ability to utilize their facilities, work with them and their understanding of some of our cultural needs and wishes are something that cannot be understated. Also, especially, the work done on the body for the open casket made it look just like he was peacefully sleeping. The service was beautiful and we are so grateful to them for hosting another Hmong funeral.”
— Susane
“With the recent passing of a loved one I had the pleasure of working with Patrick. He was very patient and understanding with our situation. He was professional with all the options available in choosing a beautiful service. He communicated well and was clear with what was needed. Patrick made this an easier process during the week prior and the day of the event. He truly made this a wonderful experience. The facility was beautiful and very well organized by the other staff present the day of.”
— Nichole Tuttle
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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