F. Ruggiero & Sons Inc Funeral Home & Cremation Services
732 Yonkers Ave, Yonkers, NY, 10704
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I want to extend my deepest gratitude to everyone at Ruggiero’s Funeral Home for the extraordinary compassion and care you showed me during one of the most difficult times of my life. From the moment I walked in to arrange my Mom’s wake, funeral, and Mass, I felt supported, understood, and guided with kindness. A very special thank you to Jessica, whose patience, warmth, and dedication meant so much. She walked me through every step of the process, including helping with St. Raymond’s Cemetery to ensure my Mom could be buried with my Dad, and assisting with all of the necessary affidavits. Her support brought me comfort when I needed it most. A special thank you to Andrew Ruggiero and his staff as they were gracious and caring, and I am truly grateful for the respect and compassion you showed my family. Thank you for helping me honor my Mom with dignity, love, and peace.”
— DrKathy Reilly Fallon
“Our family couldn’t have picked a better establishment to say our farewells to our loved one. This family owned business is admirable. Extremely professional, compassionate and respectable. The gut wrenching process of situating funeral affairs was made seamless and we couldn’t thank this business enough. Clean and modern facility, spacious viewing rooms and plenty of seating. Without a doubt, best funeral home in the area.”
— Marielis Perez
“I used Ruggiero five years ago when I lost my mother and again on December 25, 2025 when I lost my auntie. Andrew Ruggiero and his staff are warm, professional and compassionate. Thank you for your guidance during a difficult time in my life.”
— Norma Rodriguez
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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