Jarnigan & Son Mortuary
2823 Martin Luther King Jr Ave, Knoxville, TN, 37914
License #fe9361
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Beale is like a family member to me. He and my oldest brother, Elder Glenn B. Taylor are like brothers. Beale is extremely busy and he will be stretched thin at times but….. Overall he’s one of the most caring funeral directors on the Eastern Side Of The Mississippi River. Thank you for taking good care of my son, Brodrick Hayes,Sr. I will never forget your love and kindness. 12/29/1978-11/01/2020 Rest On Sweet Child Of Mine. 😞🥰 Love and Miss You.”
— sheila lindsey
“worst experience i could of imagined. the service was TERRIBLE. had the nerve to ask us if we wanted them to play the rest of the video we made for my dad who passed????? and then kept telling us that the death certificate was not ready. while the examiners told us it had already been signed by doctors. after 16 days AFTER it was already signed by a doctor they give me a death certificate with THE WRONG BIRTHDAY ON IT. most unprofessional funeral home ive ever seen. do not make the same mistake i did. do NOT do anything with them.”
— Reggie Valentine
“I received a call from Beale of Jarnigan & Son on 2/14/2025 for a bill that I did NOT create. The audacity of this organization to obviously solicit my phone number from someone to muster up the gall to call me is beyond comprehension. And then to say "out of respect for the dead" he thought I would want to pay the bill is diabolical! Out of RESPECT for the dead, I attended the services! I've NEVER EVER heard of a company calling relatives who didn't converse with the establishment, nor request, or sign up for services calling to ask for payment of a bill they didn't create. This is bold and ridiculous all in one phone call. One can only imagine the shenanigans that go on within this business. I can however appreciate the frustration in Beale's last comment to me of "I won't call your number again". Yeah, I know you won't.”
— Shannon Moore
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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