Bruce & Stiff Funeral Home
1121 Old Courthouse Rd, Appomattox, VA, 24522
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Virginia
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Warm, Professional Staff and Atmosphere My recent experience with the Bruce & Stiff Funeral Home was as follows: Mr. Luther Drummond and the entire team at Bruce & Stiff Funeral Home (including Mrs. Chambers, Ms. Hodge, Rev. McCoy, and Mr. Turner as well as Mr. Drummond's son) were all warm, welcoming, person-centered, and professional. Their encouraging words, warm hugs, smiling faces, trusting handshakes, and high level of professionalism all helped me and my siblings as well as our supportive friends and family get through one of the most difficult times of our life. I am so thankful that my oldest brother made the decision to entrust services to Bruce & Stiff. Even at this time, they have continued their same level of friendliness and professionalism as they answer our questions and resolve our needs. Somehow they effortlessly balance the business aspect with the care of making us feel like we are people. I never felt like I was just a number. I never felt any coldness or distance. I only felt like they cared about our needs and memorializing our mother with honor in keeping with our unique financial circumstances. They were all very accomodating in making sure that our vision for our mother's memorial service became a reality. I thank God for Bruce & Stiff Funeral Home and I would assuredly recommend Mr. Luther Drummond and his entire team.”
— Luz
“Being under new ownership, this funeral home stepped up to the plate with very professional services—such a fantastic experience in such a difficult time. The people there were so welcoming and attentive to our/family's needs and very well organized. It was such a beautiful service. Everything went smoothly. I can’t recommend them enough if you are in the Appomattox area; they are just an fantastic team!”
— Alexis
“Owner, Luther, and his staff were professional and accommodated my family's every need. It was a blessing to interact with staff who genuinely care about your circumstances and makes the effort to create a tranquil atmosphere when our family was dealing with the loss and sorrow of a loved one. Thank you for being there for us.”
— Gloria Robertson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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