Chiles-Laman Funeral Homes
828 Bellefontaine Ave, Lima, OH, 45801
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Top tier group of funeral directors who truly care for families in their time of grief! Rob Brown was so patient and comfortably counseled us through our time of need. Chile’s Laman’s compassion for their community is truly unsurpassed!”
— Bobbie Roberts
“I had called about a pet cremation and the person I spoke with I felt disrespected our situation. Our beloved Marley was hit by a car and we spent everything we could (over $1500) trying to save her therefore we couldn’t spare $700 to cremate her at the vet. I was unaware some funeral homes did pet cremation so we buried her. She had been buried for one day when I had been referred to these people so I gave them a call and explained the situation and the guy on the phone LAUGHED as I stated we would have to dig her up to bring her in.While they said they could do it, I would never trust them with our girl, I want to know she will be in good hands and it’s very evident that it will not be these people.”
— James Ellison
“Abby was so very helpful to our family . She went above and beyond to help us. Thank you Abby”
— dawn hamp
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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