Legacy Funeral Chapel
1009 E Stewart Ave, Flint, MI, 48505
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Thank you to Martin Banks and his diligent team of compassionate professionals. Martin and his team were highly responsive and supportive for my family during the untimely death of my father. Martin was a man of his word who made every step of our process less complicated and easy to understand and endure the experience of losing a loved one. Thank you Martin, and hats off to Legacy Funeral home.”
— Southwards Family
“PHENOMENAL, COMPASSIONATE, and Incredible is how I would describe my experience with Mr. Banks. My father died while travelling unexpectedly and he ensured my father's final arrangements were handled with care. I was in an entirely different state and had to entrust everything to Legacy Funeral Chapel during an extremely hard time. Thank you Mr. Banks and to your lovely wife as well. I am WOWED by your professionalism and grace. Blessings”
— Kima
“It is never easy when a loved one passes away. It is important to have a funeral home that is more concerned about you and the loved one. I could bash another minority owned director in the area for their total disrespect and lack of empathy when people are hurting. We recently held my brother's funeral service at this location, and I am deeply thankful for the experience. The team made an incredibly difficult time as smooth and stress-free as possible. My brother looked peaceful, and seeing him that way brought to our entire family a great sense of comfort. We had a beautiful service that was not rushed and we were not lied to , unlike the other unnamed funeral home in Flint. I would also like to extend my sincere appreciation to Martin Banks, the funeral director. He was exceptionally responsive and accommodating, handling every request with professionalism and care. He made sure everything was reasonably priced.. I highly recommend this funeral hime. You will not be disappointed. Great things will be happening for them..”
— monica Davis
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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