Oltmann Funeral Home
103 N Church St, Union, MO, 63084
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Oltmann Funeral Home made our family extremely welcomed, supported, and loved during one of the most difficult moments of our lives. They were caring and kind walking us through the process of planning a funeral. Not only are they supportive of families during difficult times, they are supportive of the community we live in. I highly recommend Oltmann Funeral Home!”
— Kate Kopmann
“Our experience at Oltmann Funeral Home was professional and very knowledgeable. They comforted our family during our loss and made us feel very seen as we navigated thru all the questions and figured out the details for our loved one. We are grateful they are apart of the memories we have during our loved ones celebration of life.”
— Amanda Franke
“The loss of a loved one can leave families with a lot of unanswered questions, feelings of stress, and anxiety and grief that makes decisions overwhelming and difficult to handle. The staff was so helpful in helping us through everything of the funeral service with compassion, dignity, and respect. They went above and beyond! Jeff was so sweet and empathetic.”
— Dawn McCoy
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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