James A Dyal Funeral Home
303 S Main St, Summerville, SC, 29483
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Carolina
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Prompt, caring response from all staff members during such a difficult and emotional time. Each step of the process was handled with dignity and the utmost of care and concern. Hayden provided excellent care and compassion and did an excellent job compiling the video. I have received so many compliments on the video. Appreciate the follow up text messages throughout this past year.”
— Ro Jones
“I highly recommend James A. Dyal Funeral Home. I could not have asked for better people and better service during this most difficult time. They took care of every detail, very compassionate and attentive. Everything was handled with dignity and grace.”
— Janine Grudzien
“We are so grateful to James A. Dial Funeral Home for the exceptional care and compassion they showed our family during the loss of my mother-in-law. From our first call to the final moments of the service, every member of the team treated us with respect, kindness, and professionalism. They guided us through every step with calm and clarity, taking time to understand what we wanted and honoring our wishes with thoughtfulness and grace. The service was beautiful—dignified, heartfelt, and exactly what she would have wanted. Their attention to detail and the warmth they extended made a very difficult time feel a little more bearable. Thank you to everyone at James A. Dial for helping us celebrate her life so meaningfully. Your care will always be remembered.”
— Mark Altemose
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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