Covenant Funeral Service - Fredericksburg
10830 Patriot Hwy, Fredericksburg, VA, 22408
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Virginia
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We recently lost my brother-in-law very suddenly and were completely unprepared. He had no burial plan or funds set aside, and we were not from the area, so trying to arrange a funeral on a tight timetable was overwhelming. Thankfully, we found Covenant Funeral Service and met a wonderful person named Amber Rich. From the very start, she was kind, respectful, and genuinely compassionate. She understood our grief and uncertainty and guided us through every step of the process with patience and care. Not knowing anything about funeral costs or planning, we relied completely on her knowledge. Amber helped us review our options, make the right decisions, and organize a meaningful service. Despite the short timeline—my brother-in-law passed away on Saturday, and by Wednesday night we were able to hold the wake, on Thursday the funeral... everything came together beautifully thanks to her help. We will always be grateful to Amber and the team at Covenant Funeral Service for their professionalism, empathy, and dedication during such a difficult time.”
— Donald Sunseri
“Our family has used Covenant for the last several deaths in our family. The two most recent being my parents 9 1/2 months apart. They are always kind and helpful and sensitive to your needs in the difficult times you are trying to navigate. They have ideas and tools to fit whatever your situation may be, whether you are doing a traditional funeral or Celebration of Life. They also provide resources on dealing with the estate of your loved one, which can be particularly hard to navigate. They also let you decide how much you need their help without being pushy, which is so nice when you are grieving.”
— Carrie Braxton
“I want to thank Dean for helping me go through the most sorrow moment of my life. Dean understood Korean culture well and that made our family very comfortable. Dean was patient, respectful, and most kind. I will definitely recommend Covenant Funeral Service which he serves.”
— K. Choi
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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