Kamienski Funeral Homes
207 Ray St, Garfield, NJ, 07026
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Losing a loved one is never easy, but Anthony Pagano and the staff at Kamienski Funeral Home made this experience effortless. From the initial contact, to the last minutes at the grave site, they were cognizant of our family, our feelings, and were consistently compassionate. “Thanks” for being so attentive and taking such great care of my family during our recent loss. Your ease, a sincere effortless effort was most comforting. We are grateful to Anthony and his staff and would highly recommend them.”
— NANCY SANTIAGO-MARTINEZ
“Anthony Pagano the Funeral Director at Kamienski Funeral Home and his Entire Professional Staff in Garfield N.J., was Wonderful and a True Gentleman, He made my Difficult Moment really stress free, Anthony guided me and my Aunt through every step, to ensure my Mom’s Funeral was taking care Beautifully, Anthony was there at every phone call, text, and questions we had about Mom’s Service, no matter what time of day or Night it was , My Mothers Funeral was so Beautiful, that she would’ve been proud of us for sending her off so peacefully, All Family Members and Friends were so Amazed how Anthony and his Professional Staff Honored my Mom, My Gratitude to all of the staff and especially Anthony for helping me arrange the wonderful Service 🙏, Sincerely Stanley M Iskra”
— Stanley Iskra
“Honestly, I can't even express how perfect this funeral home has been to our family during this hard time. Not only did they go beyond what we expected them to do but it felt very compassionate and not just a business who takes your money while you're grieving. Every part of the process from the wake to the church and the burial site have been perfectly planned. Very professional and well organized. They made this difficult time very easy on the family. There was nothing we needed to do but to remember our beloved. They go out of the way to even do special things which I won't name because it feels so special to witness when you find out on your own. God bless this company. Thank you so much for all you do!”
— Nancy
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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