Meda
1010 E Laura St, Plant City, FL, 33563
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Excellent place of business! The homegoing services for my family were truly beautiful. Director Jaquasious Johnson and the entire Charlow Funeral Home staff provided exceptional care, professionalism, and compassion. Their attention to detail and genuine concern for our family’s needs made a difficult time much easier to bear. We are deeply grateful for everything they did during our time of need.”
— Ariana Green
“We entrusted Charlow Funeral Home with every part of my mother-in-law’s arrangements—from the moment of her passing through the viewing and final burial—and they handled everything with professionalism, compassion, and care. Reggie Davis and Jaquasious “Jay” Johnson guided us through each step with warmth and attention to detail. The chapel was just right—peaceful and welcoming—and my mother-in-law was prepared beautifully. Charlow is a Black-owned funeral home with deep roots in the community. Although our family comes from a different background, we were welcomed with dignity and respect. They also offered outstanding value—thousands less than other quotes—without sacrificing quality. We’re truly grateful for their support during such a difficult time.”
— Jennifer Barringer
“The team at Charlow Funeral Home went above and beyond for my grandmother’s service. The space was very comforting that they made it special with flowers and a beautiful tapestry. Every single staff member was kind, empathetic, and accommodating. They made a difficult time feel a little lighter, and I’m so grateful for the care they showed our family.”
— Sydney H
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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