Andrews & Hardy Funeral Home
13841 Gratiot Ave, Detroit, MI, 48205
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The Hardy Family handled my Fathers funeral/ memorial service. From the initial meeting, they were very attentive to our needs & wishes. The meeting space was very comforting and the decor went unnoticed. Although we selected cremation- they prepared my Father for a quick viewing ( touching up his face and skin). Thank you for your time, offering beverages & light snacks. The staff hears our wishes, added their expertise and made our memorial very special. They are very skilled and final arrangements, modifying the body/ face and exceeding our expectations.”
— RENEA SMITH
“This funeral home has been very helpful in the transporting of my brother and my sister-in-law from California to Detroit to be buried. Karen has been an angel for my family in our time of grief. I highly recommend their services. They are very professional. OK get out the way.”
— Pam Pettway
“They took advantage of my grief..$7000 for a simple cremation..Never will I go anywhere near their business..If you deal with them make sure they don't try to sell extra stuff you don't need”
— Myron Bledsoe
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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