The Flower Cottage
31 Elizabeth St, Charleston, SC, 29403
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Carolina
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I wanted to surprise my wife and she was leaving early that day and I made a request to have the flowers delivered before a certain time and no questions asked it was done. Absolutely amazing! Great service the assortment was beautiful and my wife absolutely love the hand poured candle That happens to be locally done here in Charleston. wouldn’t shop anywhere else five stars all the way around highly recommend.”
— Southern Fisherman 843
“First time customer and I ordered flowers for my mom’s birthday and they are stunning. They were willing to make modifications to include my mom’s favorites which were in season😍 They sent me the photo attached before delivery. Their customer service and quick service is much appreciated! I will definitely be using them in future.”
— Lauren Wilson
“I had such a lovely experience at The Flower Cottage! I walked over there after the Charleston Farmer's Market on a Saturday morning because I really wanted some fresh flowers for this new vase I purchased. I was so happy that they had fresh sunflowers because they are my absolute favorite! I was able to put a little bundle together myself and it was fun! The lady who was working was so kind, friendly, and helpful! Will definitely return another time!”
— Maria Terese
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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