Hickcox Funeral Home
195 Main St, Watertown, CT, 06795
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Thank you for the exceptional support you provided to our family. During one of the most difficult times in our lives, your attention to detail, warmth, and understanding meant everything to us. We truly appreciate the dignity and respect you showed in caring for our dad and for all of us.”
— Ashley Sanzone
“Our family has had many deaths, and Carol and Diane handled each service with dignity and poise. I am very pleased with the variety of services they offered, at many different price levels. We've opted from simple to extravagant burials and ceremonies, and it was truly wonderful to work with two amazing women, as well as the rest of their staff. They treat us with respect,and not as a number, but as individuals. I would recommend this business to anyone who needs compassion and empathy during their loss of loved ones. As this post was written many years ago, as of now, in 2024, this establishment is still providing the best service for our family. It has been both an honor and a pleasure to have the funeral home attendants and staff as part of our circle.”
— Michelle Faraci
“Highly recommended. I had the pleasure of planning a memorial with Diane and had Johnathan the assisting the day of. Both handled the event wonderfully. Diane was extremely helpful and patient when I called to begin the process and was willing to work with me and my husband on starting the process (as I was away at the time). She was quick to respond and available to meet.”
— Patricia Gallucci
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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