Terrazas Funeral Chapels
901 S Pearl St, Deming, NM, 88030
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Mexico
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Terrazas Funeral Home did an outstanding job when it came to dealing with the arrangements and services for our lovely mom who passed away Novsmber 23rd. The staff went and picked our lovely mothers body, Luis Sr. led us through arranging the service very professionally with compassion and care. The staff at Terrazas Funeral Home treated us like family, welcomed everyone and provided the best quality service needed in our time of need. During the services, Luis Sr and his son Luis Jr, showed alot os sympathy, care, professionalism, and compassion to everyone and for that we THANK YOU both and your staff. May God Bless You and Muchas Gracias. Sincerely Maria J Diaz Family 11/23/2024”
— Jose Diaz
“Asked that limousines be omitted from package. They showed up. Gathered and submitted photos for slide show. Slide show didn’t make it, and no explanation was provided. Crowd was invited to throw dirt in upon the lowered casket, which had no preapproval. We have yet to see how the bill will be adjusted. Nice folks. Sad that family’s plans were not more carefully considered.”
— Jim Barentine
“i had an unusual situation and my only experience with funerals was once when i was a kid . also had a 'roadblock' of sorts. they found solution as well as worked with me as well as walked me thru each step as i was totally alone. they made sure i did not feel alone. highly recommend them and i am not an easy person. muuch love debi taylor”
— Debi
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Terrazas Funeral Chapels?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing