Ratterman Funeral Home
7336 Southside Dr, Louisville, KY, 40214
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Me and family are so very grateful for Joseph Ratterman, It was a very stressful and overwhelming time for us since it was our very first time dealing with arrangments. He was able to work with and help guide us through the process. We would have not known what to do if it wasn't for Joseph. Very friendly and professional. I appreciate everything they did!”
— Shayne Bolton
“Joey and his team could not have done a better job with my father's funeral. They were timely and professional but above all empathetic to the requests everystep of the way. My father would have appreciated every detail and the respect that J Rattermans on Southside gave to honor his passing and details to his funeral. Thank you to Owen for his kindess and to each and every professional. There should be no other choice but Rattermans for your loved ones closure. They are a 6th generation locally owned family funeral homes and their compassion reflects that. God Bless Joey and all!”
— Lori Shannonhouse
“We went through Ratterman after the passing of our mother. Owen and Brandon are incredible. Both men helped us through so much at every step of the way when planning the visitation and funeral services. Everything was beautiful for our mother, and I don't think it could have been any better.”
— Hao Nguyen
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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