James & Gahr Mortuary
1651 Missouri 72 E, Rolla, MO, 65401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Terrible service. Had my aunt's service here and there was supposed to be water and coffee available. There were two water bottles. I asked where the water was and they said it hadn't came in yet but to get a solo cup and get water from the fridge. I wouldn't want to use any of their cups, as there was mouse turds in all of the kitchen cabinets. We were pushed out of there by the owner prior to everyone being finished eating because "it was a long day" for them. Highly unsatisfied. Only went here because my aunt prepaid them. Have previous experiences here that were bad as well from other family members. Won't be back.”
— Liz Lenox
“They have taken care of my niece,my mother and my aunt. And they will be taking care of me when my time comes. They have taken great care of all of my family members and seen to it that we are happy with everything they do. Couldn't ask for anyone...any better. Thank-you very much Connie for your comfort and care you gave to us in this difficult times in our lives.”
— Debbie Keithley
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— Darin Wells
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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