Curtis Funeral Home & Cremations Inc.
324 Hulett St, Schenectady, NY, 12307
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Curtis was wonderful to work with. Throughout the process, he was very understanding of family dynamics & accommodated us every step of the way. He was very knowledgeable and helpful during such a tough time, explaining all of our available options, helping us come to informed decisions easier and easing the stress of our situation. I would absolutely recommend his business to anyone. Our services ended up being just what we wanted and he was a pleasure to work with.”
— Mary Reilly
“A very compassionate and caring place for your loved one's final remembrance. Curtis's dignity and humility while conducting a beautiful ceremony while treating loved ones with respect is something you don't see often nowadays.”
— Jameson Keefe
“It was a great and pleasurable experience.. when I hurt the most.. they make sure to make me feel better.. and knowing that they went above and beyond for my beloved aunt Santa .. meant the world to me and my family-friends.. the arrangement was very professional done!! The details from her name on the casket to the way she was dressed was amazing, I couldn’t ask for more!! Curtís, Anthony and their crew are amazing!! Love them!! And will forever be thankful for everything they did !! Thanks from the bottom of my heart!! Thank you!! Mil gracias!!”
— Diary of a growing Heart
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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