Apfel Wolfe Funeral Home
21 S Austin Rd, Janesville, WI, 53548
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Wisconsin
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Kevin and his team were amazing! We chose Apfel Wolfe for our father's funeral. They made everything as easy as possible for us. Any questions were immediately answered. Having a big family, there were a variety of personalities to work with. Kevin handled any obstacle smoothly. The day of the visitation & funeral could not have gone any better. All thanks to the entire Apfel Wolfe staff! I highly recommend them!”
— Jodi Collins
“Jim, Mandy, and the rest of the team at Apfel Wolfe were nothing short of stellar. The loss of a loved one is never easy. However, their compassion was so great that my family felt cared for as though they were also our family. I would recommend them to anyone is dealing with the difficult time of the loss of a loved.”
— Rene Bue
“I truly cannot say enough good things about them. My mother in laws’ death was rather sudden with no prior planning, my husband and I being in our 20s had no idea where to start or what to do. Every single staff member there is compassionate, patient, knowledgeable and professional. In every way they could, they helped and encouraged us to grieve and be as present in the moment with our family as possible over being overwhelmed with decisions and planning. Despite not having the budget to do any bells and whistles, us and our mother were treated with nothing but respect and dignity.”
— Katie DeVault
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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