Cullman Funeral Home
461 US-278 E, Cullman, AL, 35055
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Alabama
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I have been to many funeral homes, but Cullman Funeral home is of the highest quality. So caring for the grieving family, the deceased, (Hilda’s excellence of preparing the deceased is beautiful for viewing ) the respect of caring out the service from beginning to the end, is beautiful. Steve and Hilda, and their staff are remarkable and truly care. I have known the family for most of my life. They are precious to me and my family. God bless you all!”
— Donna Bennett
“Steve n Hilda are great, half my family have been here”
— Barbara Duff
“In a very difficult time recently Everyone at Cullman funeral home was amazing. They all made a very tough time a little easier and I'm forever grateful. They were very accommodating and courteous. Allison was absolutely amazing. Thank y'all so much from my entire family”
— Charles Rice
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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