Thompson Harman Funeral Home
31 E Main St, Middletown, MD, 21769
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I highly recommend Tim Harmon at Thompson Harman Funeral Home. It was such a difficult time with our mom's death but Tim helped us through the planning, funeral mass and burial. He relieved so much pressure for our family through his planning and coordination with the church and cemetery. I feel he went above and beyond making us feel comfortable with every step of the process. Thank you for caring for our mother.”
— Jan Barrow
“Mr. Tim Harmon and Thompson-Harman Funeral Home made every moment of our Mom’s passing and mass service flawless. Mr. Harman lifted a tremendous weight from us. Our Mom battled oral cancer at the age of 98. Radiation caused cheek disfigurement. She did not like how her cheek looked and we knew that. Our concern when she passed at 99, would Mom want a closed casket? In meeting with Mr. Harman, he assured us he could correct the disfigurement. Arriving at the viewing and funeral Mass and knowing Mom was to have an open casket we were a bit anxious. Mom looked absolutely lovely. We know she was smiling down with approval. Thank you Tim! Mr Tim Harmon and his family at Thompson-Harman Funeral Home are caring, thoughtful and talented. We highly recommend.”
— Thais Reilly
“I would highly recommend Mr. Harman and the Thompson Funeral Home. I can not think of a single way the process could have been easier for the family during a very emotional time. From the time Mr. Harman met the family until the end of service, we could feel how much Mr. Harman truly cared for our grieving family and made every attempt to go the extra mile to help us and take whatever burdens he could. I can’t say enough about Mr. Harman and his staff’s character, kindness and professionalism. All of our family felt the same way. Thank you, Mr. Harman and staff at the Donald Thompson Funeral Home for your care of my grandmother and our family.”
— Ryan Blickenstaff
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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