Bolden-Tilghman Mortuary Services
311 S Main St, Federalsburg, MD, 21632
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I had a positive experience with Bolden-Tilghman Mortuary Services years ago when they assisted with another family member’s homegoing. Their care and compassion left a lasting impression. So when my mother passed, there was no hesitation in choosing them again during such a difficult time. From the moment they came to pick up my mother to the final moments at the burial site, we were met with kindness, professionalism, and genuine care. They treated us like family every step of the way. Initially, our family planned to have a closed casket service for our mom, as she had lost a significant amount of weight. However, after the private family viewing, we were overwhelmed with joy at how beautiful she looked—so much so that we chose to have an open casket. Their attention to detail and thoughtful presentation brought us comfort and peace. Passion, the owner, is truly a blessing from God. The services were also affordable, which lifted a financial burden during an already emotional time. Words cannot fully express our appreciation and gratitude for Bolden-Tilghman Mortuary Services. They made a heartbreaking time feel more bearable. I wholeheartedly recommend them and would absolutely use their services again.”
— Joy M
“Passion and her staff were amazing. They made our loss a little less painful. They showed great care and thoughtfulness with every word they spoke and everything they did. If you lose a loved one you could not ask for better team to take care of your needs. May God bless and keep you in peace.”
— Joyce Johnson
“We couldn't have asked for a better funeral home to help lay to rest our beloved cousin. The staff were very professional and accommodating. They really went the extra mile to make sure our family was satisfied with everything. It was such a difficult time, but they really met our expectations. Thank you again.”
— Ashley Jn
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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