A.A. Rayner & Sons Funeral Home
318 E 71st St, Chicago, IL, 60619
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They are the most compassionate and caring people to have worked with considering the circumstances. I have always had excellent communication and services. I recently referred the family of a client of ours who was like family to us, they were very supportive and accommodating. I value them as a staple in the community. AA Rayner is of the best funeral home services in Chicago. Great Job Charles and Family!”
— GE (Green Element) Janitorial Solutions
“I never had any services here but wanted to say I appreciate Ms. Owens , Toni and Mr. Dwayne for assisting me with a nice friend I met loved one. They helped me with their needs as far as death certificate and we worked together to get it taken care of. I just wanted to say to the team thank you so much for helping me with this process for a friend. You all are so nice, kind, generous and may the Lord continue to bless your business. Thank you!”
— Brittany Miller
“On behalf of my entire family, I want to sincerely thank A.A Rayner and Sons Funeral Home for the exceptional care, compassion, and professionalism they provided during the passing of our beloved father. From the very beginning, they guided us through every step with patience and kindness, ensuring that all details were handled with respect and dignity. What touched us most was not only how beautifully they honored our father’s life, but also the continued support they have extended to us afterward. Their grief counseling services and ongoing check-ins have truly helped us begin the healing process. It is rare to find a team that cares so deeply, both during and beyond the service itself. We are forever grateful for their dedication, compassion, and the comfort they brought to our family during one of the most difficult times of our lives. We could not recommend A.A Rayner and son’s funeral home more highly. -The Williams Family-”
— Zandria Williams
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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