Applebee-McPhillips Funeral Home Inc
130 Highland Ave, Middletown, NY, 10940
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Applebee’s–McPhillips Funeral Home showed our family an incredible level of kindness and care while helping us arrange my grandmother’s funeral. During such a difficult time, they were compassionate, patient, and attentive, making sure that both her final wishes and our family’s wishes were fully respected. The funeral home itself was warm, calm, and clean, creating a peaceful and comforting environment. Every detail of the service was thoughtfully organized and handled with care, which allowed our family to focus on grieving and honoring her life without added stress. What truly stands out is their continued compassion even after the service. They follow up with families on anniversaries and birthdays of loved ones who have passed, which speaks volumes about how deeply they care for the families they serve. This was not our first experience with Applebee’s–McPhillips Funeral Home, as we have attended other services there in the past. Each time, the level of professionalism, empathy, and genuine kindness has been consistent. It is a comfort to know that during life’s hardest moments, you are in the care of such thoughtful and wonderful people.”
— Samantha B
“During one of the most difficult and unexpected times for my family, this funeral home was incredibly caring, patient, and respectful. They took the time to explain the process, never rushed us, and treated our loved one with extreme care. Their compassion truly meant more than words can express. Thank you to everyone who helped make one of the hardest days the smoothest goodbye.”
— Angela Smith
“I gave Applebee-McPhillips Funeral Home a 5 star rating but that’s only because they didn’t have 1000 stars. Mary and Barry and Jodie and all the staff took such great care of my father Bob Hargabus and gave extra special TLC to our entire family during our time of morning. Mary & Barry’s professionalism and attention to every last detail was incredible. It was a comfort knowing our father was in the best hands and that we could leave the planning to Applebee-McPhillips so that we could grieve. We have a debt of gratitude that can never be repaid. Thank you- Christine Hargabus”
— Chargy Chargy
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Applebee-McPhillips Funeral Home Inc?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing