Ernst Funeral Home & Cremation Services
80 NE Dartmoor Dr, Waukee, IA, 50263
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Michael and Staff, Thank you so much for everything you did following the passing of our dad, Mervin Bommel. Your compassion and professionalism meant a great deal to our family during such a difficult time. Because of your care, we were able to say our goodbyes one last time before his cremation, and meeting with you to go over the final details was handled very smoothly. We truly appreciated how supportive and attentive you were throughout the entire process. Thank you again for making a challenging time a little easier for our family. Cindy Thompson Brenda Larson”
— Brenda Larson
“Mathew and Michael and their staff were absolutely phenomenal helping us navigate the services for our son. No request was too difficult or out of their reach. They made the entire process very personal and were extremely patient. Everything was done with the class and respect one would expect for their loved one. Highly recommend this business for such a difficult need. 10/5 stars.”
— Oscar Posadas
“Michael and his team are absolutely amazing!! They are such caring people and helped us tremendously through a very difficult time of losing our grandmother and then when our father passed away. They go above and beyond for their customers and we will always choose Ernst funeral home in the future. We highly recommend them!!”
— Jessica Carey
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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