Hannigan Short Disharoon Funeral Home Inc
700 West St, Laurel, DE, 19956
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Delaware
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Ryan was the captain of the Wesley College golf team that I coached. He exemplifies hard work, dedication and loyalty and brings all of those qualities to his work at the funeral home. We know the family and would highly recommend using their services.”
— Steve Malkowski
“I’ve been very fortunate to have had the Hannigan Short Disharoon team to assist my family through the planning and execution process for two funerals in less than a year. This is the right team to have in your corner. Holly is a powerhouse of calm, caring, and conscientiousness. She can walk you through all options with patience and grace and is a master at filling in details or workshopping ideas when you need the extra perspective. For one of our relatives, Holly and her team honored his wishes to be decked out in rainbow memorabilia and be authentically proud to the end. That is its own gift and it meant the world to us. We couldn’t be more thankful to know we have a local family run group that cares so deeply about the families coming through their funeral home. It’s like another branch of your family tree is taking care of your loved one - they’re THAT caring. ❤️ HSD Funeral Home is a gem. You couldn’t ask for more.”
— Danielle Levredge
“Compassionate, professional, and attentive to every detail. They make a difficult time feel more manageable by treating families with genuine care and respect. Highly recommended.”
— James Baston
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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