Fitzgerald Funeral Home & Crematory
1860 S Mulford Rd, Rockford, IL, 61108
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Fitzgerald is the only funeral home we would use. We have many family members who have been put to rest by this funeral home.and always felt well taken care of by the staff.”
— Susan Paulsen
“I want to express my heartfelt gratitude to the exceptional staff at Fitzgerald Funeral Home. During an incredibly difficult time, they demonstrated compassion, kindness, and patience. From the initial consultation to the final arrangements, the team was understanding and supportive. They took the time to answer our countless questions, addressing every concern without pressure. Their empathy and professionalism helped us navigate the decision-making process, even when we were undecided. The staff's gentle guidance made a significant difference in our grieving journey. The facilities were immaculate, and the services were beautifully coordinated. Every detail was handled with care and respect.”
— Damaris Trujillo
“Death is so hard. And dealing with the logistics, planning and future can feel overwhelming and surreal. Having someone who is confident, compassionate and knowledgeable is comforting in the darkest of times. We were so thankful to work with Dan H. who was so incredible at making my dad feel supported after losing the love of his life. He listened to our needs, spelled out options and helped us make informed decisions. He did this all with grace, kindness and empathy. So very thankful for having Fitzgerald during this sad time. Thank you.”
— Julie VanEenenaam
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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