Joe Morris & Son Funeral Home
701 N De Villiers St, Pensacola, FL, 32501
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“David was very helpful to my family very sincere accommodated our every need he went above and beyond their services were extraordinary. I highly recommend Joe Morrison son 10 out of 10 they make you feel like family. I love you🙏❤️”
— Lynda
“The staff and service was professional and top notch. During a time that’s already emotional, they made sure everyone and everything was taken care of. Thank You David, Jeremy and the rest of the staff. If you need any type of service that they offer, you won’t be disappointed. Thank You David, Gerremy and the rest of the staff for your kindness.”
— Lisa Young
“I went to a funeral done by them to support a friend and the entire process was done disrespectfully to the grieving family. Everything from a worker speaking disrespectfully on the GRIEVING MOTHER to rushing the GRIEVING family off the cemetery grounds. The most unprofessional service I've ever seen bury the body in your backyard before you ever come to them. Never again.”
— Christian Bailey
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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