Hager & Cundiff Funeral Home
207 W Oak St, Nicholasville, KY, 40356
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This place was selected by my grandmother years before she passed after touring numerous funeral homes in the area. My grandmother had the service paid for thru an irrevocable funeral trust so I cannot comment on prices/billing. After the services concluded, I fully understood why grandma chose H&C. They were courteous, accommodating, and hospitable. They answered all of my questions, walked us through pallbearer duties and other nuances of the service respectfully and compassionately. My grandma looked beautiful during visitation with hair and makeup just as she wore it during her life. I recommend these folks for anyone who loses a loved one in the area. They even ensured that the flower arrangements made it to her grave site and provided a temporary grave marker. Thank you for taking such good care of my grandma and our family during this time ♥️”
— C Byrd
“I cannot imagine another funeral home more patient, generous, and caring than Hager and Cundiff. My mother very recently passed. They did a wonderful job working with our family and performing our desired arrangements. They worked as if this was their own family member. We cannot thank Diann and Melanie enough for all of their support.”
— Wayne Centers
“Diann and her staff took great care of my mom nearly two years ago and again this year (2020) when my dad past. She walked us through every step and showed my family great kindness and understanding. She and Melanie really went above and beyond to make the loss of my parents just a little easier. Thank you Hager and Cundiff for all you've done for us.”
— Nancy Brumfield
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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