Phillip & Sons The Funeral Directors, Inc.
310 FL-26, Melrose, FL, 32666
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During our season of loss, our family found a sanctuary of peace and professionalism with Phillip & Sons. It was clear from our first interaction that they embody their mission of Service Beyond Expectation as a deeply held conviction. The team exhibited a rare combination of meticulous attentiveness and genuine warmth. They didn't just coordinate a service; they took the time to truly know our loved one and expectations, ensuring that every detail was a dignified reflection of his life and legacy. During the times when we felt most overwhelmed, their staff stepped in with a quiet, steady strength, guiding us through difficult decisions with patience and compassion that we will never forget. They truly went above and beyond, handling the logistics with such grace that we were able to focus entirely on honoring our family member. We are forever grateful for the safe space they provided for us to grieve and the exceptional care and service they showed our entire family went above and beyond. For anyone navigating the pain of loss, Phillip & Sons provides more than a service, they provide a ministry of comfort.”
— Gia Griggs
“Phillip & Sons recently managed my mom's viewing and graveside services in Melrose, FL. From the first conversation until the interment the staff was helpful, compassionate, loving and professional. They looked after every detail as if my mom, was one of their family members. Mom's passing was difficult the staff and their services at Phillip & Sons was the bright light that got us through. I highly recommend Phillip and Sons.”
— Ann
“We recently trusted Phillip's & Sons with the arrangements for our Dad and we are deeply grateful for the exceptional care and support they provided. From the moment we walked in, we were met with warmth, compassion, and professionalism. The staff went above and beyond to ensure every detail was taken care of. Their guidance and kindness during such a difficult time meant the world to us. Thank you for helping us honor our loved one with dignity and grace.”
— Tracey
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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