John L. Matt Funeral Home
3309 Oneida St, Chadwicks, NY, 13319
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During an incredibly difficult time, John L. Matt Funeral Home and their team provided exceptional service and demonstrated the highest level of professionalism, truly going above and beyond to meet our many requests, including making thoughtful accommodations for unique requests. John was kind, patient, and deeply sympathetic, treating our family with genuine care and respect every step of the way. Their compassion and attention to detail made a painful process feel more manageable, and we are very grateful for the support we received. We wholeheartedly recommend their team and services.”
— Rosanna Sanchez
“I cannot express how grateful I am for the compassionate and professional service we received from Mr. Matt. From the moment we walked through the door, he made a difficult and emotional time so much easier to cope with. The arrangement for my dad's cremation was handled with care, and the service itself was beautiful and respectful. I truly appreciate the support he provided, and I would highly recommend his services to anyone in need. Thank you for everything.”
— Aneisa Sampson
“I would like to highly recommend John Matt and his funeral home to anyone planning a final goodbye for themselves or a family member. We felt so fortunate to contact John during our mother's final days of life and find him to be both deeply compassionate and very professional. He answered all of our questions and concerns both promptly and thoroughly and he treated our mom and our requests regarding her with dignity and respect. John took care of every detail in a way that brought our family peace and closure. Though it is always difficult to say farewell to a loved one it was wonderful to find such a kind and compassionate institution in our time of need.”
— Bethany Hickey
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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