Meda
3711 Lexington Rd, Louisville, KY, 40207
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Ratterman’s St.Matthews did an absolutely wonderful job helping me plan a family gathering, a cremation, an obituary and all the many details surrounding the death of a beloved family member this summer. Janet and Katie were so supportive during this difficult time, making all the arrangements with care and kindness. They continued to offer support as the months passed, and reached out as the Holidays approached, knowing that this Season might be a difficult “first” for me. I appreciate their professionalism and commitment to follow up so much. They are simply The Best.”
— Gloria Hudson
“Ratterman Brother’s helped us through the difficult time of our mom passing. They made it easy for us to plan the funeral and visitation. They were also able to assemble all my mom’s cherished photos with family and friends into a beautiful tribute video that all of us could share. They did a wonderful job helping us to honor our mom with a celebration of her well lived life!…”
— Matt Stukenborg
“We cannot thank Rattermans Funeral Home enough for the extraordinary care and support they provided during the loss of our father. From the very beginning, Dan and Janet went above and beyond to help us create meaningful memories we didn’t even realize we wanted. They guided us in making keepsakes that we will treasure forever. The personal touches they provided were incredible. They showed so much grace and understanding as we said our final goodbyes, and they kindly allowed us to pick up all the flowers, photos, and other mementos the next day so we could spend meaningful time with our out-of-town family. They even gave our son, my father’s grandson, the special opportunity to feed the koi fish during visitation, giving him something comforting and memorable to do during a difficult time. We were very conscious of staying within our budget, and Dan and Janet were incredibly helpful, offering numerous options and guiding us thoughtfully through every decision. They were also able to meet with us the day after my father’s passing, which was a huge relief, especially since another funeral home we contacted couldn’t meet for several days. The compassion, professionalism, and attention to detail shown by Dan, Janet, and the entire Rattermans team made a profoundly difficult time much more manageable. We are so grateful for everything they did for our family.”
— Devin Malone
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.