Prospect Memorial Funeral Home
122 Waterbury Rd, Prospect, CT, 06712
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During one of the most tragic times in our lives, Prospect Memorial Funeral & Cremation Services went above and beyond for our family. From the moment we walked through the doors, we were treated with compassion, patience, and genuine care. Kim was truly amazing. She guided us through every step with such kindness and understanding, making an unbearable situation just a little bit easier to navigate. Her attention to detail and heartfelt support meant more to us than words can express. We are forever grateful for the love, dignity, and respect shown to our family. Thank you, Kim, for being such a light during our darkest time.”
— Kasey Gautier
“The most compassionate & caring staff at a time when our family needed it most. Thank you Kim & staff for guiding my family through the very hardest loss. Every detail was taken care of with ease & genuine compassion. Beautiful tribute video, flowers & the memorabilia display made us feel we really gave the best send off to our loved one. Entrusting our loved one to your care gave us some peace at an extremely difficult time. Thank you!!!”
— Melissa Perugini
“I highly recommend Prospect Memorial Funeral and Cremation for all of your funeral needs. The staff is very friendly and go above and beyond to make sure your experience is a positive one . They make sure they understand every detail about what you would like in terms of the funeral and all that goes with it. They truly make a very difficult time less difficult with the amazing service they provide. Kim, Brianna, Joe and the rest of the staff were an absolute pleasure to work with and helped give my mom the perfect send off. Highly recommend!”
— Joe Pucci
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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