Winter Oak Funeral Home & Cremations
1132 E Plant St, Winter Garden, FL, 34787
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Upon seeing Winter Oak advertised in our church bulletin, we stopped by and met the owner who was very compassionate! All the staff seemed to be very kind and cared about our grief as they flawlessly took care of all the details. Robert was very attentive and ensured that all of our questions were answered and went well above and beyond our expectations! We highly recommend this funeral home as they will ensure a family’s needs are taken care of during such a difficult time.”
— V MR
“What an incredibly heart wrenching time of grief as we said goodbye to our father. It is even harder to try to plan a loved ones final care. Robert Haught (and Ashley) was compassionate, understanding, and thoughtful with each detail. He helped us navigate ALL the steps of the process with patience and swiftness, to make it as seamless as possible. On behalf of my sister, brother and myself, I can't Thank You Enough, for all your help and care! ”
— Shalyn Murray
“As a first timer dealing with the sad loss of a family member I am beyond thankful forJohn and his team. Winter Oaks truly, truly made the difficult process a pleasant experience. Effective, understanding, I just don't know how to explain the ease the team made this process. Of and when this service is needed I would recommend them for your needs, it was exceptional.”
— NIKNIKFLA
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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