Hardy & Son Funeral Homes
3098 Louisville Rd, Bowling Green, KY, 42101
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Hardy & Sons exceeded our expectations. My brother and I planned our mother’s service from the other side of the country. Billy kept in consistent contact and also made sure to keep both of us in the know for every detail. The funeral home is gorgeous, warm, and very clean. They displayed the flowers sent to us in the perfect spots. They also staged an urn for her that we ended up buying because it felt like it was made for her. We’re so grateful to Hardy & Sons for taking such good care of us throughout one of the worst times in our life. Thank you so so much!”
— Britt Whip
“I’m deeply disappointed with the service I received during an already difficult time. When I reached out to Hardy & Son to inquire about the delivery of flowers for my uncle (because our family had not seen them at the funeral), I was met with a curt, rude response from Hardy & Son. This dismissive attitude was not only unprofessional but also added to our grief during an emotional moment. I expected compassionate and clear communication, yet what we experienced felt callous and insensitive. I sincerely hope the management reviews their approach to customer care so that no other family has to endure this level of disrespect. Until that happens, I would recommend that people avoid this funeral home and seek any other alternative.”
— David Shaul
“They handled my dad with such great care, they were very attentive to the small details and wonderful with me during the most emotional time of my life after loosing my dad. They have handled four generations of our family for this very reason, and we will continue to always use Hardy and Son when needed. I couldn’t put into words how much gratitude I have for Hardy and Son funeral home!”
— Amanda Sebaugh
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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