Harvest Church
3645 Forest Hill Irene Rd, Germantown, TN, 38138
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My family and I have been coming to Harvest Church for a little over a year now, and I can truly say it’s been such a blessing. My first connection with the church happened when I drove their youth group to camp. One of the young leaders sat up front with me, and during the drive, we had a deep conversation about faith and my relationship with God. It really touched my heart. Before the trip was over, he handed me a book called “Prayer” by Timothy, and invited me to visit the church sometime. Not long after, I decided to go, and from that very first service, I knew God had led me to the right place. The atmosphere was filled with love, peace, and genuine people who welcomed us with open arms. The worship is powerful, and the Word always speaks right to my heart every single time. We usually attend the 10:45 AM service and haven’t officially joined yet, but it already feels like home. I thank God for that encounter and for leading me and my family to such an amazing church family. 🙏❤️”
— Vincent Northington Third
“My sister, brother-in-law and visited last week. Dr. Vaughan is so easy to understand and he knows the Bible verses without even looking at the Bible, which is very impressive to me. Everyone was nice and I received an email from Dr. Vaughan and a phone call from Mr. Bill Wilkes the very next day. I am church shopping and they get an A+.”
— Clay Kline
“Wonderful church, with a wonderful heart towards discipleship and growing deeper in the faith with Jesus! The pastoral staff is stellar, and it really is a great community of believers to be a part of!”
— Matthew Jackson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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