Sinnott Funeral Home, formerly Robertson Jay Funeral Home
201 McKinley Ave, Ottumwa, IA, 52501
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Sinnott Funeral Home made the experience of my husband's passing more bearable with their empathetic, professional service. I always felt I could ask any question at any time and Bob's calm, quiet guidance was a Godsend. On the day of Jack's service I knew everything was going to be all right. I can't say enough good about Sinnott's and I heartily recommend them.”
— Karen Dietz
“I am beyond grateful for the services from Sinnott Funeral Home. Bob answered all of my questions regarding my Dad’s Celebration of Life. He was kind, patient, knowledgeable and made it easy to choose them for their services. I am very humble that they took words we used in the obituary and applied that to background pictures in the guestbook. It was beautiful and it was my Dad! Thank you Sinnott Funeral home for those beautiful touches!! They meant a lot to us!”
— Michelle Alanis
“Sinnott Funeral Home is absolutely amazing!! My Dad Jack's service was very nice. Beautiful Place!! Bob was very helpful, and understanding through it all. Such a great guy!! I would recommend Sinnott Funeral Home services to everyone. I promise you will be amazed. Thank you sooo much Bob for your services. It truely meant so much to me , and my family 💙 God bless You!!”
— Victoria Johansen
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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