Neptune Society
118 West Stuart Road, Bellingham, WA, 98226
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Washington
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“We enrolled with the Neptune Society several years ago after hearing of the wonderful service they gave our friends after the death of their loved one. We have now been blessed with their very professional and sincere support of the passing of my wife of 52 years. It is with my highest support, that I recommend others look to Neptune , when they too need this guidance, for respect and dignity they give to the ones we love.”
— Wayne Clark
“So much support and help for myself and for my family in the loss of my spouse. They were there from the very beginning. Sean was so patient and helpful. We had a special request and they did not hesitate to take care of this. Excellent customer service, sensitivity, follow up and expedited everything to help us. They have wonderful support after the passing. Never once did we not get to speak to someone and kept us informed all along the way. My daughter is in the Funeral Services Business in another state and she was so impressed and trusted all that was done on our behalf! Thank you for making a hard time so much better!”
— Karyn Smith
“Neptune Society walked me through every step along the way during the most difficult time in my life. Never dealing with something like this their sincere care and such kindness was very comforting. Sean was amazing to work with, he was very prompt to respond with my many questions and kept me informed with every step. He was also so very professional. I truly enjoyed working with him and trusted in him. During unexpected loss and such deep sadness and hurt Neptune made everything go smoothly. Thank you so much Sean and Neptune Society!”
— Kay Jorissen
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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