Fleming & Billman Funeral Directors, Inc.
526 W Prospect Rd, Ashtabula, OH, 44004
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My family and I cannot say enough good things about how well Mike and the team took care of us after mom passed away. They were so compassionate and helpful throughout the process. They helped bring some peace during a difficult time. We very much appreciate all they did for us.”
— Megan Sroka
“I couldn’t express my gratitude enough when it comes to this establishment. When coming into this type of situation you have no idea what to expect but here this nice lady Alyssa guided me and my family through the whole thing. It made the loss of my loved one so much more bearable knowing someone cared just as much as we do about them. Thank you so very much for being kind, very informative, and compassionate.”
— Sydni Fingers
“Fleming & Billman provided a funeral service that was done with professionalism, empathy, and to degree of perfectionism I have never seen in a funeral service. Mike was very accommodating to our constant and crazy demands without complaining and I am very impressed by how he presented himself professionally before and after the service. I highly recommend Fleming & Billman!!”
— Jonathan Pho
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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